Competitive rates and costs: As an independent broker, we operate with lower costs and pass the savings directly to you. This allows us to offer highly competitive rates without compromising on service or support.

Financial Expertise: David Rakecky, your mortgage broker, is a Certified Financial Planner™ (CFP®), a designation recognized as the gold standard in financial planning. By leveraging this expertise, David ensures that your mortgage decisions fit seamlessly with your overall financial strategy.

No Pressure: We know that selecting the right mortgage is a major decision, but we also know it shouldn’t be stressful. That’s why we provide transparent mortgage quotes without the pressure of aggressive sales tactics. You can take your time to make the best decision for you.

Unbiased Options: As independent brokers, we aren’t tied to any one lender. This allows us to shop around for the best mortgage solutions that match your needs.

Nontraditional Mortgages: We understand that not everyone fits into the traditional lending mold. For business owners, real estate investors, freelancers, or those relying on retirement assets, we offer a variety of loan options, including bank statement loans, DSCR loans (debt service coverage ratio), and asset depletion loans.