How much house can you actually afford in the Pointes?
A real affordability estimate using current wholesale rate sheets, Grosse Pointe property tax assumptions, and conventional underwriting. Built by a CFP® who lives in the Pointes.
Your Pointes buying power, estimated.
Current wholesale rate sheets, Grosse Pointe tax assumptions, conventional underwriting. This is an estimate, not a commitment to lend.
The Sensible Number
Housing at 30% of your gross income. What fits your life.
The Lender Maximum
The highest the numbers allow. Not always what the numbers should allow.
Want me to walk through these numbers with you?
Send me your scenario. I'll review it personally and reach out within one business day with a more tailored breakdown, including FHA vs. conventional options if relevant to your situation.
I'll review your scenario and reach out within one business day. If you'd rather talk now, call 313-380-4740.
Ready to start your application?
Like what you see? Begin your secure mortgage application online. About 12 minutes.
Start My Application →Prefer to talk it through right now?
Get a cleaner read on what you qualify for, what cash to close looks like, and which range actually makes sense for your situation.
Call 313-380-4740 →A mortgage broker who thinks like a financial planner.
A mortgage is usually the biggest financial decision a family makes in a decade. It deserves more than a rate sheet and a checklist.
Independent broker, not a retail bank.
I shop your loan across multiple wholesale lenders to find the best combination of rate, fees, and underwriting flexibility. Retail banks can only offer their own product. That's a much smaller box.
CFP® financial planning lens.
As a Certified Financial Planner, I look at how the loan fits your broader wealth picture: retirement, taxes, cash flow, long-term goals. Most mortgage brokers understand the mortgage and stop there.
I live in the Pointes.
I know the difference between the Shores and the Park. I know which streets have flood issues. I know what a move-up buyer in Grosse Pointe Farms is actually dealing with, because I'm one of them.
From first conversation to keys in hand.
Here's what actually happens, step by step.
Discover
We start with a conversation. I learn your goals, timeline, and financial picture. You ask me anything you want. No pressure, no credit pull, no commitment.
Apply & Pre-Approve
Complete the secure online application. I run the credit pull and issue your pre-approval letter the same day, based on your stated income, assets, and credit profile. Now you can start shopping for real.
Verified Approval Letter
You send me supporting documents (income, assets, employment). I run the file through full underwriting so your approval is verified, not just pre-approved. A VAL is the strongest financed offer a buyer can put in front of a seller. Many sellers treat it as close to cash.
Make An Offer
You find the right house. I'm on call for you and your realtor to structure a competitive offer, answer financing questions from the listing agent, and keep the deal clean.
Close
Once your offer is accepted, I move the file through final processing, appraisal, and closing. You get a Friday check-in every week until we close. Then you sign, get the keys, and move in.
Numbers look right? Let's talk.
Whether you want to start the application, have me personally review your scenario, or just ask a question, I'm one click or call away.