David Rakecky CFP®

NMLS:2038252

President of Tetra Home Loans

David founded Tetra Home Loans and Tetra Wealth Management with the goal of helping families build generational wealth. Graduating cum laude with a Bachelor of Science, David initially pursued aviation, logging over 1,000 flight hours as a certified instructor. However, the airline lifestyle conflicted with his family goals, leading him to pivot toward finance—an interest he'd long held.

Starting at Rocket Mortgage, David gained experience working with business owners and high-profile clients, sparking a deep passion for personal finance. He later honed his skills at Raymond James & Associates, learning from seasoned advisors and refining his expertise in wealth management.

Driven by the desire to offer personalized solutions, David launched Tetra Wealth Management and Tetra Home Loans, combining his expertise in both mortgages and wealth planning to provide holistic financial guidance.

Outside of work, David enjoys scuba diving with his wife, Danielle, traveling, and spending time at his family's hunting camp or on Lake St. Clair during Michigan's beautiful summers.

Pro Bono

Though experienced in working with high-net-worth individuals, David remains committed to helping those facing financial struggles. On a case-by-case basis, he provides pro bono assistance to guide individuals through debt, collections, foreclosure, bankruptcy, and budgeting. If you or someone you know needs help, please reach out—we may be able to offer support.

Collaborating with Professionals

We act as a financial concierge, helping clients navigate all their financial questions. If needed, we collaborate with accountants, attorneys, insurance agents, bankers, and other professionals to ensure our clients receive expert, well-rounded advice.

Interested in learning more?

If this sounds like the kind of partnership you're seeking, we encourage you to explore the basics of how mortgages work. We believe that informed clients make the best financial decisions.