Mortgage Insights Short, thoughtful guidance to help Grosse Pointe families make confident home financing decisions — without the noise or pressure. David Rakecky 4/2/26 David Rakecky 4/2/26 The Most Expensive Mortgage Mistakes I See in High Earners Read More David Rakecky 3/26/26 David Rakecky 3/26/26 Why Your 40-Year Financial Plan Starts With This Decision Read More David Rakecky 3/19/26 David Rakecky 3/19/26 The Financial Decisions That Compound Over 20 Years Read More David Rakecky 3/12/26 David Rakecky 3/12/26 If You’re Building Wealth in Your 30s, Your Home Strategy Matters Read More David Rakecky 3/5/26 David Rakecky 3/5/26 If Your Mortgage Rate Is Above 6.7%, It May Be Time to Review It Read More David Rakecky 2/26/26 David Rakecky 2/26/26 How Much Income You Actually Need to Buy in Grosse Pointe Read More David Rakecky 2/19/26 David Rakecky 2/19/26 The Mortgage Is Just One Piece of the Plan Read More David Rakecky 2/12/26 David Rakecky 2/12/26 Moving From a Starter Home to a Forever Home Read More David Rakecky 2/5/26 David Rakecky 2/5/26 The Year Before You Upgrade Your Home — Financially Read More David Rakecky 1/29/26 David Rakecky 1/29/26 What I Look at Before Recommending a Refinance Read More David Rakecky 1/22/26 David Rakecky 1/22/26 The Smart Way to Remove PMI in Grosse Pointe Read More David Rakecky 1/15/26 David Rakecky 1/15/26 When Refinancing Actually Makes Sense (And When It Doesn’t) Read More David Rakecky 1/8/26 David Rakecky 1/8/26 How I Structure Mortgages for High Earners Read More David Rakecky 12/30/25 David Rakecky 12/30/25 The Hidden Cost of Renovating Grosse Pointe Homes Read More David Rakecky 12/23/25 David Rakecky 12/23/25 Why Property Taxes Surprise Grosse Pointe Buyers Read More David Rakecky 12/18/25 David Rakecky 12/18/25 The True Cost of Owning a $1 Million Home in Grosse Pointe Read More David Rakecky 12/11/25 David Rakecky 12/11/25 Jumbo Loans in Grosse Pointe: What Buyers Should Know Read More David Rakecky 12/4/25 David Rakecky 12/4/25 What Most Retail Loan Officers Won’t Tell You Read More David Rakecky 11/27/25 David Rakecky 11/27/25 Buying a $750,000+ Home in Grosse Pointe: Does It Actually Make Sense? Read More David Rakecky 11/20/25 David Rakecky 11/20/25 How to Secure the Right Mortgage Read More Older Posts
David Rakecky 4/2/26 David Rakecky 4/2/26 The Most Expensive Mortgage Mistakes I See in High Earners Read More
David Rakecky 3/26/26 David Rakecky 3/26/26 Why Your 40-Year Financial Plan Starts With This Decision Read More
David Rakecky 3/19/26 David Rakecky 3/19/26 The Financial Decisions That Compound Over 20 Years Read More
David Rakecky 3/12/26 David Rakecky 3/12/26 If You’re Building Wealth in Your 30s, Your Home Strategy Matters Read More
David Rakecky 3/5/26 David Rakecky 3/5/26 If Your Mortgage Rate Is Above 6.7%, It May Be Time to Review It Read More
David Rakecky 2/26/26 David Rakecky 2/26/26 How Much Income You Actually Need to Buy in Grosse Pointe Read More
David Rakecky 2/5/26 David Rakecky 2/5/26 The Year Before You Upgrade Your Home — Financially Read More
David Rakecky 1/15/26 David Rakecky 1/15/26 When Refinancing Actually Makes Sense (And When It Doesn’t) Read More
David Rakecky 12/30/25 David Rakecky 12/30/25 The Hidden Cost of Renovating Grosse Pointe Homes Read More
David Rakecky 12/23/25 David Rakecky 12/23/25 Why Property Taxes Surprise Grosse Pointe Buyers Read More
David Rakecky 12/18/25 David Rakecky 12/18/25 The True Cost of Owning a $1 Million Home in Grosse Pointe Read More
David Rakecky 12/11/25 David Rakecky 12/11/25 Jumbo Loans in Grosse Pointe: What Buyers Should Know Read More
David Rakecky 11/27/25 David Rakecky 11/27/25 Buying a $750,000+ Home in Grosse Pointe: Does It Actually Make Sense? Read More
